House minority leader Dan Gelber's call for more debate on insurance was repeated Thursday by Senate Democratic Leader Steve Geller.
   
   But where Gelber has a proposal -- a special sesson on reforms to reshape the 2008 market -- Geller just wants an explanation.

   The Hallandale Beach Democrat is asking Senate President Ken Pruitt to force insurance company executives to testify, under oath, as to why they have not lowered their rates more.

   " During last January’s special session, top industry representatives specifically told us that the reasons for the soaring property insurance rates in Florida were the high cost of reinsurance," Geller writes. "We solved that problem by expanding the Florida Hurricane Catastrophe Fund (CAT Fund) to provide more inexpensive reinsurance to the industry. Additionally, rates for private reinsurance have also gone down because of our actions. Yet the windstorm rates for Floridians not only have not come down, they appear to be on the rise, along with the insurers’ profits. "